Ⅰ 急求关于商业银行个人理财产品的英文文献以及翻译 急求急求~~拜托了
你好！建议你自己查找资料并进行翻译，论文应由自己完成，这样更真实且有成就感。要相信你自己的实力。你一定能做得到。祝你好运！
Ⅱ 理财产品英文怎么说
理财，英文：Financial management或者Conct financial transactions
理财，指的是对财务（财产和债务）进行管理，以实现财产的保值、增值为目的。理财分为公司理财、机构理财、个人和家庭理财等。人类的生存、生活及其它活动离不开物质基础，与理财密切相关。
“理财”往往与“投资理财”并用，因为“理财”中有“投资”，“投资”中有“理财”。所谓的理财也不仅仅是把财务往外投，被投资也是一种理财，不懂得被投资也就不懂得怎么更好投资。
在现今社会，理财不仅仅局限于上班族，
通过一种或多种途径达成其经济目标的计划、规划或解决方案。在具体实施该规划方案的过程，也称理财。
Ⅲ 急求关于商业银行个人理财产品的英文文献以及带3000字翻译 急求急求~~拜托了 [email protected]
呼呼(～ o ～)~zZ
Ⅳ 急需商业银行个人理财业务外文及翻译 谢谢
希望你能说得稍微详细一点，比如说什么种类的语言你可以说一下。
Ⅳ 求一篇关于理财产品的外文文献（不是中文英译的） 字数大概8000左右的，翻译成中文大概2000-3000的样子
建议你去中国知网找 那里的文献是最全的 我现在考研也去那里下载论文文献
1、打开中国知网
2、点击外文文献 分类是主题
3、输入“financial procts”（理财产品）
4、按检索 就有超多文献的了
中国知网只能用学校网络和各地大型的图书馆网络才能免费下载文献 普通网络是要付费下载的
因为搜到的结果太多了 不知道你自己要哪一篇 我还有十多天才能回学校 你如果急的话可以选择付费下载
Ⅵ 急求关于商业银行个人理财产品的英文文献以及翻译 急求急求~~拜托了 谢谢！！！loveworth 艾特 126 邮箱
童鞋你好！
这个估计需要自己搜索了！
网上基本很难找到免费给你服务的！
我在这里给你点搜索国际上常用的外文数据库：
----------------------------------------------------------
❶ISI web of knowledge Engineering Village2
❷Elsevier SDOL数据库 IEEE/IEE(IEL)
❸EBSCOhost RSC英国皇家化学学会
❹ACM美国计算机学会 ASCE美国土木工程师学会
❺Springer电子期刊 WorldSciNet电子期刊全文库
❻Nature周刊 NetLibrary电子图书
❼ProQuest学位论文全文数据库
❽国道外文专题数据库 CALIS西文期刊目次数据库
❾推荐使用ISI web of knowledge Engineering Village2
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中文翻译得自己做了，实在不成就谷歌翻译。
弄完之后，自己阅读几遍弄顺了就成啦！
学校以及老师都不会看这个东西的！
外文翻译不是论文的主要内容！
所以，很容易过去的！
祝你好运！
Ⅶ 求商业银行个人理财的外文文献，带翻译，2500字左右，毕业论文用。
已发请查收。
Ⅷ 急求关于商业银行个人理财产品的英文文献以及翻译 急求急求~~拜托了 邮箱 [email protected]
已发送 注意查收
Ⅸ 哪能找到个人理财的外文文献（最好带翻译的）
Are you investing in the right instry?
Does the term book-to-bill ratio sound familiar to you? Do you know the demand and supply numbers of private condominiums in Singapore for the next year ? If you do, you must have already performed some sort of instry analysis on the electronics and property instries (or sectors as commonly referred to in stockmarket terms).
Most investment processes include some sort of instry analysis. This is important because many studies have shown that over a period of time, some instries have per-formed better than others. For example, between 1987 and 1996, banking stocks in Singapore have generated better returns than other instries such as shiprepair. Instry analyses will uncover these performance differences and help identify both unprofitable and profitable opportunities
(situations).
It is also important to note that past performance alone will not help predict future performance. The factors or conditions that helped an instry to prosper in the past will change over time. Identifying and studying these factors will provide some clues to the entry and exit points of the investments. Going back to our earlier example, economic growth is an important criterion for banks' earnings. Between 1987 and 1996, Singapore enjoyed an uninterrrupted average GDP growth of 8.9%. This allowed the banks' earnings to grow at a compound rate of 11.3% when the broader market generated only 8.5% growth. With GDP growth decelerating because of the Asian crisis, can we maintain the same sanguine outlook for the banks?
Having determined that instry analyses are important for successful investing, the next step is to find out how we can go about doing one. There is no generic framework that is applicable to all instries, but there are commonalities which we can identify. In a free market economy, demand and supply are key determinants of price, and price is always an important contributor to any profit-driven organisation. Hence, a successful indstry ana-lysis will have to identify the underlying fac-tors driving demand and supply.
Factors that drive demand vary across instries, and are too numerous to list. However, it is important to note that demand can be categorised as "seasonal", "cyclical" or "secular". As the word suggests, seasonal fac-tors recur year after year. Cyclical factors, on the other hand, follow
very closely to the economic cycles of the market. Secular factors are more long term in nature. Seasonality or economic cycles will have minimal impact on secular trends.
Take an airline as an illustration. Most Singaporeans take their vacation in December. That is why airline seats are difficult to secure ring that time. This is the seasonal factor because it occurs every year around the same time. Having said that, Singaporeans usually take vacations more frequently when the economy is doing well, and less so ring reccessionary times. The rise and fall in demand in accordance to economic activities is the cyclical factor. Finally, the middle class population in Singapore has been rising over the last 20 years. This group is generally more affluent. Part of the lifestyle usually includes taking regular vacations to exotic destinations. Such lifestyle doesn't change annually, nor does it follow the ups and downs of economic growth. The demand for air travel will grow so long as the middle class population continues to
increase. This is an example of secular demand.
Classifying demand factors into these categories is very useful. As long-term inves-tors, we do not want to be constantly reacting to signs that are short term and volatile in nature such as seasonal, and to a lesser extent, cyclical trends. Buying and selling stocks based on these short-term trends are not only expensive (brokerage cost) but difficult to time as well. Instead, we should focus on long-term trends. They usually have a longer and more permanent impact on share prices.
A key factor in identifying an attractive instry is pricing power. The ability of an instry to price its proct at a profitable level without compromising its business pros-pect is important, and this is affected by many factors. Inelastic demand allows the tobacco procers to maintain good profits despite the rapidly rising tariffs all these years. Barriers to entry is another factor. Mobile-phone charges used to be very expensive because there was only Singapore Telecom providing the ser-vice (monopoly). With increased competition from M1, rates have been declining graally. All things being equal, the more competitive the instry is, the lower the pricing power, and hence profits. Competition may be good for the consumers, but it seldom benefits the shareholders. Another factor that will impact the com-petitive environment of an instry is the cost structure. In general, indsutries with high fixed costs are more competitive than those that have high variable costs. We often hear about coun-tries being accused of 'mping steel' onto other countries. Well, this is the case in point. Steel mills are expensive to construct. But once built, the investment costs are 'sunked'. On the other hand, the running cost to proce steel is relatively low. Since there are so many steel mills around the world (almost every country has one for strategic reasons), supply is in abundance. As competition intensifies in the global market, recovering investment cost of the mills becomes a secondary objective for management. What is more important is to keep the proction ongoing and sell the steel at a price that can at least cover the variable cost component. These mills will definitely be loss-making, but at least they can continue to operate and not generate serious unemploy-ment for the economy (steel instry is very labour-intensive). Having looked at the fundamental issues, do we always buy into an instry with positive trends developing? The answer is 'no'. Con-fused? Here is why. The key to any successful investments is to stay ahead of what the market is discounting. Suppose we are bullish on the outlook of the residential property sector because owning a home is every Singaporean's dream and the island has limited land supply. But this view is widely observable. Further-more, most of the residential property stocks have already outperformed the market by huge margins. These are signs that the market has probably discounted the positive conclusion of our analysis. As such, the investment upside is probably limited. Conversely, if our conclu-sion unearths new information from the gene-ral market, we may have discovered something interesting here. To confirm that we have a good find, check out the valuation to see if it is attractive. There are many valuation tools, but the commonly used ones are Price/Earnings (PE), Enterprise Value/EBITDA*, Price/Book(P/B), and Dis-counted Cash Flow (DCF). Make a cross-instry comparison as well as historical com-parison. Going back to our property example. If our conclusion is new to the market, the instry is trading at the lower end of its histo-rical PE band, and it is also very attractive on PE terms versus the other instries in Singapore...bingo! In conclusion, I would like to leave you with a brain teaser. Imagine this is 1996 and you are an investor looking at the Dynamic Random Access Memory (DRAM) instry: DRAM is a semiconctor chip used in most electronic procts such as personal computers. The business is cyclical in nature because corporate and private consumption of PCs usually rises when the economy is doing well. There are, however, two secular trends that underpin the growth in the instry. First, more and more people are buying PCs for their home and oiffice. Second, the requirement of DRAM per PC is also on the rise as processing power of computer increases exponentially. On the competitive issue, the cost to build a wafer fab is extremely high (about US$1b), and the technology is usually state-of-the-art. Besides capital and technology, there are no other significant barriers to entry. Margin for the instry had been very good because of supply shortage. This probably explained why share prices outperformed the market in 1995. The historical five-year PE band for selected stocks in the instry between 1991 and 1995 was about 10 to 100. The average PE ring the period was 30. The instry is currently trading at a PE in the low teens. Would you invest in this instry? (The writer is the Investment Manager of Jardine Fleming Investment Management. This column has the support of the Investment Management Association of Singapore and the Stock Exchange of Singapore.)
到这个网站上去看一下,有这篇文章的翻译,此外还有许多商务英语论文
http://www.lunwenwang.com/Article/eng/biz/200510/26337_2.html