㈠ 求问理赔时能否用病历复印件
保险故事：李先生(化名)因病住院，出院后，通过保险代理人向保险公司进行相关理赔。但保险公司在要求其提供很多资料原件的前提下，还需要其提供病历卡达一个月之久。李先生对此不能接受。李先生向保险代理人表示，“一个月的时间内，我可能还会生病要去医院，到时候还需要病历卡，既然我已提供医院发票原件，病历卡能否只交一个星期或以复印件代替？”其保险代理人表示这是公司的流程，没办法更改，建议李先生抓紧看好病后再办理理赔的事。
李先生认为保险公司在这一点上存在“霸王”之嫌，没有充分考虑投保人的需求，保险公司应该提高工作效率，尽早还给病人病历卡，或者保险公司可以在收到原件后再复印所需资料，并用复印件代替。
亲爱的读者，请你先试着回答以下问题：
保险点评： 林 瑜
1.按照保险合同条款的约定，客户申请理赔时之所以被要求提供病历等单据的原件，是因为原件更有说服力。比如病历上若有涂改，原件可根据墨迹情况，从某种程度上辨认出涂改的时间，从而判断其真实性，而复印件则无法辨认。另外原件比较完整，如医保病历就有页码，复印件则可以节选。保险公司希望投保人提供完整的信息资料，以便作出客观的判断，这对所有的保户是公平的。
2.我国保险法没有对理赔程序中必须要用病历原件或需要使用病历原件的时间做特别说明，本案中李先生希望尽快归还病历卡的要求也是合理的。而实际操作中，有些保险公司已经在为客户着想了，他们可以根据具体情况接受病历复印件。比如投保人或保险代理人把病历卡送到公司，由公司员工代为复印病历，客户直接带回原件。或者所提供的复印件完整、字迹清晰、没有涂改，保险公司也是能够接受的。
㈡ 保险理赔的英文，保险理赔的翻译，怎么用英语翻译保险
保险理赔
Insurance claim settlement
㈢ 人寿保险理赔时病例复印件上要盖什么章是病历科的章吗
是病历科的章吗 在学校上的保险，理赔的时候学校负责人说病例复印件上面盖得病历科的章不行，要盖医院的公章，可是去了医院，医院说就是这个章，不给盖别的，还说如果这个章不给理赔那就可以去告保险公司，请问是不是那病历复印件上面盖病历科的章就可以？ 回答： 不知道您是亲自去保险公司办的手续还是打各个保险公司的专线服务电话，一般情况下打电话是不太准确的，到保险公司找理赔部专业服务人员还是比较好的，我就是在平安保险公司理赔部的，我们公司要求客户提供的病例就是从医院复印出来的盖有医院病案室的专用章的，不用医院其他部门盖章。 其他回答(2) 从容8级2009-12-15病历复印件上面盖病历科的章就可以一脸倦容 10级2009-12-15对 这个没有很明确的规定 病理科的业务章就行了 无非就是证明这个资料的来源和真实性
㈣ 请帮忙翻译一篇理赔文件。
兹证明我方已收到金额：你方已付款XXX，我方接受以此解决上述详细索赔要求。我方记录在案，保险公司将作为我方权利和赔偿的代理人，并根据保险合同法律为该事项投保。
在必要情况下，无论依照法律或允许你方要求我方收回未经代理之索赔要求，我方都会坚决不可撤销的指定保险公司代理我方一切权利，赔偿，以及由于上述货物运输或对货物造成的任何遗失损坏而发起的诉讼理由及决定。
我方记录在案的还包括：保险公司及其指定代理人在必要前提下有权以我方名义行使这些权利，赔偿，诉讼理由及决定；
针对你方在行使这些权利，赔偿，诉讼理由及决定中提出的理性要求，我方应当提供帮助；
你方及指定代理人有权代表我方谈判，决定，行使或签署一切必要文件和收回资金。
㈤ 保险理赔材料中的病历和处方，要怎么获取
医生会提供有签名盖章和日期的门诊手册或社保门诊病历和处方。
㈥ 有谁知道商业保险理赔的 理赔要病历本吗 伤残鉴定书要复印件还是原件 谢谢
商业保险理赔是需要病历的，申请理赔的时候伤残鉴定书要出示原件，保险公司可以在核实完原件后复印一份备档。
㈦ 出国医疗保险翻译件样本谁有
你可以找保险公司要一份，他们有的 境外旅行意外伤害保险单 保险单号码: Policy of Personal Accident Insurance for Overseas Travelers Policy NO: 投保人Applicant 身份证号码 ID No. 与被保险人的关系Relationship with the Insured 通讯地址,邮编 Address & Post Code 电话号码 Tel. 被保险人 Insured 年龄Age 性别 Sax 身份证号码 ID No. 通讯地址,邮编 Address & Post Code 电话号码 Tel. 受益人及地址Beneficiary and Address 保险金额 Sum Insured 意外伤害(身故,残疾) Accidental Injury （Death 、Disability ） 医疗费用 Medical Expenses 丧葬费 Funeral Expenses 急性病责任扩展条款□ Extension for Acute Disease□ （如选择扩展急性病责任请在□ 中打√） (if choose this extension, please tick in □.) 250,000.00元 50,000.00 元 元 其中航空意外身400,000.00 元 Death in Air Accident 保险费Premium 27.50 元 36.00元 元 附加险 Additional Cover 附加境外紧急救援意外伤害保险 A 条款 Additional Cover for Overseas First-Aid 保险金额 100000.00元， 保险费 46 元 （可选投保） Sum Insured RMB ，Premium RMB 救援卡号: 联系人及联系电话: Card No : Contacting Person and Telephone Number: 保险费合计 Total Premium 人民币(大写) ￥ 63.50 或（109.50） 保险期间Period of Insurance 10 天， 自 年 月 日零 时起至 年 月 日 二十四 时止 Days，from (hour) (day) (month) (year)to (hour) (day) (month) (year) 特别约定Special provisions 如被保险人与其配偶均投保境外旅行意外伤害保险，保险期间相同，意外伤害保险金额均不低于10万元，则保险人将为其一名随行未成年子女免费扩展承保该次旅行期间保险金额为5万元的人身意外伤害保险。 If the Insured and his/her spouse are both covered by this Policy with the sum insured for each person no less than RMB100000, the Insurer shall hereby extend to cover one minor accompanied ring the trip with the sum insured of RMB50000 without any extra charge. 保险合同争议解决方式选择 Dispute settlement options □诉讼 □提交 仲裁委员会仲裁 □Lawsuit □present to Arbitration Association 鉴于投保人已向本保险人投保《中国人民财产保险股份有限公司境外旅行意外伤害保险》，并按本保险单定交约付保险费，保险人同意按照上述条款的约定承担保险责任，特立本保险单为凭。 Whereas the Applicant has applied for the Personal Accident Insurance for Overseas Travelers of PICC P&C and has paid the premium stated in this Policy, the Insurer hereby agrees to be responsibility for the insured subject to the terms and conditions of the Personal Accident Insurance. This Policy is now issued in witness. 中国人民财产保险股份有限公司(签章) PICC Property & Casualty Company Limited Authorized Signature 地址: 年 月 日 制单： Address： Date of issue： Policy Made:
㈧ 求高人帮用英文翻译下保险理赔的文件
First, the principle of settlement of claims
My company has been dealing with process followed heavy contracts, the principle of keeping promises to fulfill "prompt, timely, accurate and reasonable" settlement of the 16-character one. Without violating the law and under the premise of the insurance provisions, as far as possible to meet the reasonable demands of customers, and fairly deal with claims issues.
Second, the loss adjuster working experience
1, dealing with high-risk projects in the experience of loss
High-risk high amount of investment projects, technical sophistication, risk concentration, the accident occurred after the loss of reasons, the responsibility defined, and its choice of compensation methods require higher skill levels and more abundant working experience, over the years, I have against the company and to train a group of employees with the quality of the above.
2, dealing with large losses experience
Floods, fires, typhoons and other disasters and accidents often lead to large enterprises within the framework of damage, but the loss of a single reason for the loss in varying degrees, I deal with the company in similar accidents, the standard in the determination of claims, the claims focus and training, emergency response proceres for the settlement of claims prepaid compensation, and other aspects of a complete set of operating proceres.
3, quickly raise large sums of compensation ability and experience
Unified corporate, authorized management mode of operation, I made the company can do a chessboard, in a huge indemnity, we can rapidly mobilize funds for payments, such as the 1998 Yangtze River floods, my company in a short time, to raise 1.5 billion yuan - to my local branch.
4, and domestic and foreign experts, adjusting the experience of co-operation
To ensure reasonable, accurate, my company started earlier and instry experts to deal with, I established a company's own technology expert network; for convergence and the international insurance market, we achieved in the country and has business licenses international adjusters have also established good relations of cooperation. Such as:
1, Qualcomm criteria Technology Services Limited (SGS - CSTC Standards Technical Services Ltd);
2, Mr. Fallon international settlement Group (Mclarens Toplis group.)
3, the public guessing too An insurance company
4, Ocean Insurance Appraisal Company
5, Dalian Zhengda Insurance Appraisal Ltd.
Third, claims proceres
1,report
The event of a disaster or accident, the insured shall immediately notify our company, calls 95518. Reporting methods can be oral or written. I made a report to the company, will be detailed records of insurance policies, insurance other,subject, the accident occurred time, place, why, etc., belonging to quickly determine whether the accident and timely insurance Tong insured, the insurance people at the same time request to be furnished " no notices "registration file.
2, site survey:
My company for your company provides 24-hour reporting service, received a report quickly to the scene of the incident after a survey to verify time, place, after, causes, extent and the amount of losses to the insured to the rescue. The total loss in 300,000 yuan within selected incidents accreditation body, and selected 1-2 experts to attend work if losses over 300,000 yuan, according to international practice, the two sides jointly commissioned designated domestic or after the China Insurance Regulatory Commission approved insurance estimated losses for the public to identify.
3, approved compensation losses and prepayments
My insurance company based on the terms set insurance liability, according to the agreed terms of the insurance contract and the extent of damage to property and loss of the losses amount to determine the number of compensation, once the amount of loss by mutual recognition, in the insurers to provide all of claim document, in Dalian branch competence (5 million yuan the following or its equivalent in foreign currency), I will be in seven working days to pay compensation if the company authority over Dalian, as reported to head office approval, I will be in 30 working days pay reparations. The responsibility belongs to the large insurance compensation, the amount of time it is difficult to determine if I can amount of the company's 30 to 50 percent, the first part of the compensation paid in advance to help your company promptly resume proction. The loss amounted to a final, I will be the required time limit for payment of the remaining compensation.
㈨ 我要出国看病，但是预约的医生要我提供英文病历，有谁知道哪家翻译公司翻译病历比较好吗
中国现在这样的机构还是比较多的，在大城市里都有这些相关的翻译机构。最近因为朋友的家属要赴美看病所以我也在关注这些方面的资料。我觉得那些公司除了收费以外，大同小异， 共同点是他们的工作人员缺乏在美国医学院或者美国医院工作的经历。看过一些网上翻译的样本，我还是需要看看病人原本的中文病例才知道他们的英文说的是什么。 我觉得翻译首先是要精准，然后要包括针对病情相关的用词和分解。然而这些是翻译人员很难能达到的标准。毕竟他们只是翻译中国医生所写的那些资料。
您是什么病啊？我是一名在职美国全科医生，如果您有需要我可以帮您看看您的病历。