1. 人寿保险NBEV,的NBEV,是什么意思英文全称是什么
NBEV的意思是新保单内含价值,英文全称为:New Business Embedded Value
NBEV是指在充分考虑总体风险的情况下,适用业务对应的资产未来产生的收益中可以分配给股东的利益的现值。
简单的理解:对保险业务经济价值的一种评估方法,就是保险业务能产生的未来收益的现值总和。
新业务内含价值,即NBEV(New Business Embedded Value):新销售业务所创造的价值
已生效业务的内含价值:即已生效业务的价值
(1)保障型保险产品翻译扩展阅读:
NBEV是较好评估新业务价值的尺度
NBEV综合反映了影响新业务价值的各种因素,包括:
保险责任、保障类型、产品类型
保险费规模
交费期间
年龄、性别
继续率、佣金费用率、赔付率、分红、结算利率
其他的业务评估方法则没有这种优势
2. 哪位能帮我翻译一下啊,中译英....
The rural cooperatives medical service system is the Central Committeeof the CCP, the State Council in order to the better solution farmersee a doctor difficultly, to see a doctor a medical safeguard measurewhich the expensive question proposed, is our country social securitysystem important constituent. Carries on the legislation protectionregarding the new rural cooperatives medical service system to be ablethe better guarantee this system implementation, establishes in thenational scope regarding our country the medical insurance to have thegreat significance. This article altogether is divided three parts.The first part mainly through analyzes our country present newcooperative medical treatment system because legislates on flaw andfrom this has the question which meets in the practice to indicate thelegislation the necessity and the importance; The second part throughto Japan, Germany, Soviet Union and so on three national incountryside medical insurance system legislation proceresdescription, seeks the place which our country may profit from, theformulation suits our country national condition the countrysidemedical service safeguard system; The third part mainly from thelegislation principle, the legislation system, the legislationconceives and so on three aspects to elaborate suits our country thecountryside medical service safeguard system legislation.
3. 招商信诺人寿保险公司用英语怎么说
面对当前保险市场名目繁多的保险公司和产品,广大消费者难免呈现雾里看花的现象,不知道该如何选择,从何下手。而在众多的保险公司当中,招商信诺人寿保险公司怎么样呢?下面小编带您去一探究竟。
招商信诺人寿保险公司是由招商银行股份有限公司与美国信诺保险集团强强联手组合而成,之所以说强强联合是因为招商银行和美国信诺保险集团分别在世界500强企业中排名412位和393位,而且分别是品牌价值增幅全球第一和世界最大保险医疗金融公司之一。创建于2003年的招商信诺人寿保险公司分别获得2013年中国最佳合资人寿保险公司、中国最值得信赖的十大寿险公司、国内合资寿险公司中综合竞争力排名第一等荣誉。
如今,招商信诺人寿保险公司已经成为中国市场上通过非代理人的直接行销方式提供包括寿险、意外险和补充医疗等“保障型”保险产品和服务的专家和领军企业,为客户及其家庭提供意外和疾病时的财务保障。
希望能帮到你!
4. 汽车保险种类英文简称
这里的a代表车损险,f表示附加不计免赔,b代表三者险,d代表车上人员险,d1是驾驶员,d2是乘客,w代表无过失责任险,z表示自燃险。
5. 英语翻译求救
2009 is the 60th year of the development of China's insurance instry.review of the 2009.China's insurance instry faced the global financial crisis,the first full operation of hierarchical classification regulation,investment-oriented insurance procts shrinking, Carr Carry out three years "Insurance Law" and other three-law overhaul re-awarded the instry.the" Ultra-high-speed "growth for years and the sluggish economic environment's pressure and many other variables. popular by the public insurance categories have also quietly changed, investment-oriented insurance boom receded, and the protection-type insurance popular.
6. 翻译一句关于保险的句子
相信“买保险怕被坑”是大多数人购买保险时的担心,梧桐君一直在坚持写文章、做产品测评,目的始终是为了帮助大家选到合适的、性价比高的保险产品。同时梧桐君也一直在建议大家能够对自己负责,在购买保险前仔细阅读保险条款。
可保险条款内容多、专业名词多,非业内人士很容易看得头晕眼花、似懂非懂,所以今天梧桐君结合保险条款的关注重点来和解释一下相关名词,教大家快速地读懂保险条款。
1. 看保险产品名称
产品名称就是这份保险的名字,名称结构通常是:XXX保险公司+XXX产品名称+XXX保险类型,有些产品后面会有(分红型、万能型、投资连结型),如果是普通型的就没有括号。这个名字可以让你知道,这个产品是哪家公司承保的,什么险种。
如复星联合妈咪保贝少儿重大疾病保险,从名字上看,我们可以得知是复星联合健康保险公司承保的针对少儿的重疾险。
1. 看保障责任
很多人在买完保险后,唯一记得的就是自己每年交多少的保费,至于保单保障了哪些内容却说不出来。
保障责任主要是了解保险在哪些情况下能够赔付、具体怎么赔、赔多少、赔完之后保障的内容会发生什么变化。是保险条款里最重要的部分。
条款前面一般有目录,可以直接找到保险责任的地方,善于利用条款目录也是非常重要的,能帮助很快找到重点,节省时间。
我们以信泰人寿的完美人生守护重大疾病保险为例,看看它的保障责任有哪些。
从保障责任我们可以知道,完美人生这款重疾险保障责任包括:轻症,赔付三次,每次45%基本保额;重疾106种,分为5组,每组赔付一次,每次赔付100%基本保额,共计五次;身故或全残,18岁前赔付已交保费,18岁后赔付基本保额;此外这款产品还有被保险人轻症/重疾保费豁免。
建议大家在看重疾险保障责任时主要关注重疾和轻症的种类、赔付次数及比例、身故保险金;
1. 看免责条款
除了了解保什么,不保什么,也很重要,保险公司为了规避风险,会将一些情况,明确的排除在外。
通常,被保险人违法、故意犯罪或拒捕,故意自伤、醉酒、斗殴,服用、吸食或注射毒品,无证驾驶、酒后驾驶及驾驶无行驶证机动交通工具,战争暴乱等,都会被列在“除外责任”项目下。
免责条款里声明的免责情形都是非常清楚明白的,略为复杂的就是医疗险了。我们以
1. 医疗险的赔付项目必须是“合理且必需的”。对于像整形美容、视力矫正、康复保健等项目,许多保险公司是明确不保的。
2. 既往症不赔。简单来说,就是在合同生效之前,疾病仍然在治疗中或者正在接受检查而后来才确诊的,在投保后治疗产生的医疗费用,保险公司也不予赔付。
第四,看几个关键时间点
我们在挑选保险产品时,除了要详细了解保险责任和责任免除外,也需要关注几个关键时间节点:犹豫期、等待期、缴费日、宽限期、中止期、合同终止期,梧桐君做了一张图,大家可以比较清楚地看到每个时间节点的注意事项:
简单来说,犹豫期就是投保人的后悔药,在犹豫期间退保,最多损失10几块钱工本费。梧桐君非常不建议犹豫期后中途退保。
等待期:是指在合同生效后的指定时期内,即使发生保险事故,保险公司也不会承担任何保险责任。保险公司之所以会设立等待期,是为了防止投保人在明知道将要发生保险事故,而马上投保以获得赔付,也是我们俗称的逆选择。
然后到了第二年交费日,如果没有交费,那么保单就会进入宽限期,宽限期内保单还依然有保障,(宽限期有60天,60天内补缴保险费,保单是没有任何影响的)
如果超过60天没有交费,那么保单进入中止期,中止期间保单相当于失效了,不保障,但是还没有真正的失效,如果2年内再补交保险费那么保单就能起死回生,也叫复效激活保单。
如果2年内没有补交保险费,那么保单就进入终止期了,没办法复效了。
写在最后:
保险是融合金融、法律、医学的交叉学科,普通老百姓买保险想要读懂保险合同并不是一件容易的事。但绝不能因为读不懂就不去看了,如果买保险时不认真了解条款,发生理赔纠纷时,吃亏的很可能是自己。当然,为了避免前期入坑和后续纠纷,更多人选择梧桐树保险网这类专业的平台。梧桐树保险网站在客户立场,投保前给您科学规划完善的保障,投保后为你提供专业周到的售后服务!
7. 签证用社会保险费参保证明翻译,万分感谢
您好!lz我英语水平不是很好,在此不能给您翻译,为了不虚此行,给您提供个签证保险,供您参考:
1.经济型:华泰全球旅行保障计划(不含北美)(经济型),其价格便宜,保单中英文互译,适合各大使馆办理签证要求,是目前用户购买最多的保险产品之一。
2.保障全面型:美亚“万国游踪”国际旅游保障计划(钻石计划),其保障非常全面的一款保险,同样也适合大使馆办理签证要求,是目前用户购买最多的保险产品。
若您还想查看更多关于此险的相关信息,您可以点击我下方的logo,进入慧择网官网后查询,希望以上回答可以帮到您!
8. 关于保险合同的翻译,可以参考哪些书籍
一般现在时 am/is/are given 一般过去时 was/were given 一般将来时 shall/will be given 现在进行时 am/is/are being given 过去进行时 was/were
9. 200分悬赏:保险文章中译英,高手请进!!!
我没有按照你的中文翻译,觉得翻译得都不太准备,查了一些英文人寿保险的网页。觉得这一篇适合你。
Life insurance is unique among financial instruments. It is one of, if not the only financial instrument that is based on caring and love. Even though there can be personal advantages to having life insurance, the real impetus is love for those one cares most about – to make sure they are taken care of. So, applaud yourself for taking the time to learn about this subject (and please follow up with action whether through us or the organization of your choice.)
Interestingly, while one is taking care of the financial needs and wants of a spouse or the next generations, life insurance can also develop and build one’s personal financial goals while living. For example, because you have sufficient life insurance, you might be able to use more of your assets to enjoy life in retirement. Why is that? Because if you know you have sufficient life insurance you won’t feel that you are lowering the inheritance by spending some of your principal. You may actually “pay down principal” to some degree to yourself, especially if you have lifetime permanent life insurance as a backup.
There are various types of life insurance but they all have some common attributes. You pay an insurance company what are called premiums. At your death, the life insurance company pays an amount to the people you named in your policy, called beneficiaries. Also it’s interesting that if you named a beneficiary(ies) they’d receive the insurance amount free of income tax.
Some types of life insurance have cash benefits available while you’re living. In these types, a portion of your premium goes into a cash reserve and builds on a tax deferred basis. You can access this money, called cash value. Some people use it to help ecation costs, enhance retirement cash flow or for any reason. Two of the most common types of “permanent life insurance” are called whole life insurance and universal life insurance.
The different kinds of life insurance are described on the Lifeinsure.com site. To learn more about each type you can go to the navigation panel you click the type of life insurance to learn about. You can also visit the Ecation Center. Combined with investments, retirement and estate planning, a life insurance policy is a cornerstone of a sound financial plan. By looking into this area, you are making an intelligent and caring financial decision for your family. It is important that you have life insurance and have enough to protect those you care about. Get the insurance you should have.