Creating Your Budget on Paper
Creating a household budget on paper won't provide graphical budget reports found in budgeting or personal finance software, but creating a budget on paper has the advantage of being always available, not just when the computer is on.
Budgeting on Paper
To create a budget form with pen and paper or a word processor, you need to decide if you will budget the same amount for expenses and income for each month, or if you will be budgeting fluctuating amounts across the year. The method you decide on dictates the number of columns you will need in your budget form.
Setting up a budget on paper can be as simple as using your writing instrument of choice and a ruler to draw rows and columns. The advantage of this system is that it is portable and always available. The disadvantage is that as you tweak your budget or find new categories you need to budget for, you will need to rewrite parts of the budget or redo it entirely.
If you budget the same amount each month, draw two columns on paper, one for income and expense categories (paycheck, groceries, utilities) and one for the monthly budgeted amount for each category. If you are budgeting income or expenses will fluctuate monthly, you need a column for the budgeted categories and twelve columns to hold monthly amounts.
Add up total expenses and income in a total row at the bottom of the budgeted amounts column. If you are budgeting for all twelve months, total each month indivially. The total expense rows need to be compared to total income to be sure you are not over-budgeted.
Read more at Suite101: Creating Your Budget on Paper: Personal Financial Planning http://personal-budget-creation.suite101.com/article.cfm/budget_planning#ixzz0dLKVBCWL
Budget Form Print Outs
Printing out a blank budget form from a web site or word processing software provides a neat format for recording budget data. This is a good solution for those who want to create their budget by hand but don't want to have to redraw lines for columns and rows when the budget changes.
As with a completely hand-written budget, you need to decide if you will budget the same amount for expenses and income for each month, or if you will be budgeting fluctuating amounts across the year. If you go with a static budget amount month after month, you only require two columns - one for the budgeted category and one for the amount budgeted. Budgeting different monthly amounts calls for a category column and a column for each month in a year. Be sure to include a total row beneath the budgeted amounts so you can see if total expenses surpass total income.
Free Budget Planning Printables
Using Tables in Microsoft Word: Tips on using the Tables feature in Microsoft Word to create your budget form.
These free printable budget planning forms require the free Adobe Reader
To use forms for tracking your monthly spending after you create your budget: print out the form, fill in budgeted amounts that will not change and then make photocopies to avoid recording budgeted amounts each month.
Use Balance Pro's complete budget form with a personal financial analysis with the 8-page Money Management Planner to break down current spending, planned budget and changes in spending needed to reach budgeted amounts. Includes weekly and monthly expense records.
Detailed Budget Worksheet from Freddie Mac includes lines for brief notes.
Monthly Budget Worksheet from www.SocialServe.com includes a Monthly Spending Summary on the last page, with a spot to record surplus or shortfall.
Less detailed and very colorful Simple Monthly Budget worksheet from www.aba.com.
Read more at Suite101: Creating Your Budget on Paper: Personal Financial Planning http://personal-budget-creation.
② 请问大家有没有有关银行理财产品的外文文献字数在2.5万个英文字符以上，最好有翻译，谢谢！
翻译我们可以
③ 关于银行理财产品的外文文献,2000字以上,跪求!!
外文文献有，翻译没有，翻译得靠你自己了，希望能满足你的需要，能帮到你，如果需要直接网络Hi中留言同时贴出问题的链接地址和邮箱地址即可，或者告知其他安全可靠方式提供，多多给点悬赏分吧，急用的话请多选赏点分吧，这样更多的知友才会及时帮到你，我找到也是很花时间的
④ 跪求一篇4000字左右的外文文献，关于银行保险的
2.Incentive contracts in the Chinese banking instry
To comprehend the impact of incentive contracts it is important to be familiar with the institutional background of China’s banking instry, the place in which the incentive contracts that we are studying were designed and executed. To this end we begin by focusing on two financial institutions in rural China, the Agricultural Bank of China(ABC)and the Rural Credit Cooperatives(RCC),covered by the survey data.
The ABC is one of the four specialized state-owned banks in China.5 It serves the financial needs of both urban and rural areas. In contrast, RCCs exclusively target rural clients. The main difference between the ABC and RCCs lies in the nature of ownership: the RCCs have a collective ownership status allowing them more flexibility in complying with central financial policies. The RCCs were formerly under the supervision of the ABC, but attained the status of an independent financial institution in 1994.These two financial institutions currently dominate the formal financial system in rural China.As of the late 1990s,they accounted for nearly 80 percent of total rural deposits and loans(Brandt and Li,2003;Brandt et al.,2005).
The ABC has its headquarters in Beijing and has branch offices at locations corresponding to every administrative level.6 In contrast, RCCs are local financial institutions with their headquarters–called the Federation of RCCs (xin yong lian she) –at the county level. In general, both the ABC and RCCs have established branches(henceforth referred to as bank branches)in each township. The locations of bank branches reflect the territorial structure of the governmental system, and the scope of business is designed to minimize overlapping and competition within the same institution.
Before the economic reforms started, China’s state-owned banks, just like other SOEs, were primarily subject to centralized management and economic planning. The government provided no incentives to motivate bank managers or workers to exert effort; their pay was predetermined and thus independent of performance. Since the early 1980s, however, China has sought to reform its banking sector. So far, the government’s major reform involves the introction of performance-based incentives for bank managers and workers; the managers are provided incentives, but the state has not relinquished ownership of the banks(Groves et al.,1994).As a major reform initiative to improve the performance of state-owned banks, especially targeted at increasing deposits and recing non-performing loans, the government initiated a bonus system for state-owned banks in the mid-1980s. Usually, the higher-level bank, a county bank in our case, signs a so-called responsibility contract indivially with each township branch manager. The contracts, normally signed on an annual basis, specify a formula tying the bank manager’s monetary rewards to performance.
2.奖励的合同，在中国银行界
理解的影响，激励合同，这是重要的是要熟悉的体制背景下中国的银行界，发生在其中的激励合同，我们正在研究，设计并执行枪决。为此，我们首先着眼于两个金融机构在中国农村，中国农业银行（ ABC法）和农村信用社（碾压混凝土） ，统计调查所涵盖的数据。
美国广播公司就是其中的四个专门国有独资商业银行在中国.5它的经济需要，城市和农村地区。在此相反，农村信用社专门的目标，农村的客户。之间的主要差别ABC和农村信用社，关键在性质所有权：农村信用社有一个集体所有权的地位，让他们更灵活地遵守中央的金融政策。该以前农村信用社的监督下的ABC ，但达到的地位，一个独立的金融机构在1994.these两个金融机构目前主宰正规金融体系在中国农村.例如20世纪90年代末，他们占近80 ％的占农村总存款及贷款（勃兰特和李， 2003年;勃兰特等人， 2005年） 。
美国广播公司其总部设在北京，并已分支办事处的地点，相应的每个行政级别.6此相反，农村信用社是地方金融机构与他们的总部所谓的联邦农村信用社（辛勇佘廉）在县一级。在一般，无论是ABC和农村信用社建立了党支部（此后被称为银行分行）在每一个乡镇。地点银行分行反映领土结构的政府系统，以及业务范围是设计，以尽量减少重叠和竞争，在同一机构。
前经济改革开始，中国的国有独资商业银行，就像其他国有企业，主要是受到集中管理和经济规划。政府没有提供诱因，激励银行经理或工人着力;他们的薪酬是既定的，因此独立的表现。自八十年代初期，但是，中国已要求改革其银行界。直至目前为止，政府的重大改革，涉及引入基于业绩的奖励措施，为银行管理人员和工人;基金经理所提供的诱因，但国家并没有放弃所有权的银行（林等人， 1994年） 。作为一个重大改革，主动改善的表现，国有独资商业银行，特别是有针对性的增加存款，减少不履约贷款，政府发起了花红制度，为国有独资商业银行在八十年代中期。通常情况下，更高水平的银行，一个县的银行在我们的情况下，标志一个所谓的责任，合同单独与每个乡镇分行经理。合同，通常签署了关于一年度的基础上，指定一个公式绑银行经理的货币奖励表现。
⑤ 急急急 跪求英文文献 有关银行理财产品的 最好有中英文对照
东亚银行“利财通1”的理财产品的介绍你要么？在境内销售的理财产品人家用中文介绍。东亚银行是港资公司，在国内和香港都有网点（但不同法人，因为国内银行监管等法律法规有要求）。
你可以去查一下这款产品在香港有没有销售，如果有的话就有英文的介绍。
境内的合同如果没有明确约定，中英文理解不同的以中文为准。
你还想要点什么呢？如果详细的话，有些材料几万字都有，关键是看你想干什么。
⑥ 求一篇关于理财产品的外文文献（不是中文英译的） 字数大概8000左右的，翻译成中文大概2000-3000的样子
建议你去中国知网找 那里的文献是最全的 我现在考研也去那里下载论文文献
1、打开中国知网
2、点击外文文献 分类是主题
3、输入“financial procts”（理财产品）
4、按检索 就有超多文献的了
中国知网只能用学校网络和各地大型的图书馆网络才能免费下载文献 普通网络是要付费下载的
因为搜到的结果太多了 不知道你自己要哪一篇 我还有十多天才能回学校 你如果急的话可以选择付费下载
⑦ 求一篇银行理财产品的英文文献
建议到银行门口去要一份宣传材料