Ⅰ 急求關於商業銀行個人理財產品的英文文獻以及翻譯 急求急求~~拜託了
你好!建議你自己查找資料並進行翻譯,論文應由自己完成,這樣更真實且有成就感。要相信你自己的實力。你一定能做得到。祝你好運!
Ⅱ 理財產品英文怎麼說
理財,英文:Financial management或者Conct financial transactions
理財,指的是對財務(財產和債務)進行管理,以實現財產的保值、增值為目的。理財分為公司理財、機構理財、個人和家庭理財等。人類的生存、生活及其它活動離不開物質基礎,與理財密切相關。
「理財」往往與「投資理財」並用,因為「理財」中有「投資」,「投資」中有「理財」。所謂的理財也不僅僅是把財務往外投,被投資也是一種理財,不懂得被投資也就不懂得怎麼更好投資。
在現今社會,理財不僅僅局限於上班族,
通過一種或多種途徑達成其經濟目標的計劃、規劃或解決方案。在具體實施該規劃方案的過程,也稱理財。
Ⅲ 急求關於商業銀行個人理財產品的英文文獻以及帶3000字翻譯 急求急求~~拜託了 [email protected]
呼呼(~ o ~)~zZ
Ⅳ 急需商業銀行個人理財業務外文及翻譯 謝謝
希望你能說得稍微詳細一點,比如說什麼種類的語言你可以說一下。
Ⅳ 求一篇關於理財產品的外文文獻(不是中文英譯的) 字數大概8000左右的,翻譯成中文大概2000-3000的樣子
建議你去中國知網找 那裡的文獻是最全的 我現在考研也去那裡下載論文文獻
1、打開中國知網
2、點擊外文文獻 分類是主題
3、輸入「financial procts」(理財產品)
4、按檢索 就有超多文獻的了
中國知網只能用學校網路和各地大型的圖書館網路才能免費下載文獻 普通網路是要付費下載的
因為搜到的結果太多了 不知道你自己要哪一篇 我還有十多天才能回學校 你如果急的話可以選擇付費下載
Ⅵ 急求關於商業銀行個人理財產品的英文文獻以及翻譯 急求急求~~拜託了 謝謝!!!loveworth 艾特 126 郵箱
童鞋你好!
這個估計需要自己搜索了!
網上基本很難找到免費給你服務的!
我在這里給你點搜索國際上常用的外文資料庫:
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❶ISI web of knowledge Engineering Village2
❷Elsevier SDOL資料庫 IEEE/IEE(IEL)
❸EBSCOhost RSC英國皇家化學學會
❹ACM美國計算機學會 ASCE美國土木工程師學會
❺Springer電子期刊 WorldSciNet電子期刊全文庫
❻Nature周刊 NetLibrary電子圖書
❼ProQuest學位論文全文資料庫
❽國道外文專題資料庫 CALIS西文期刊目次資料庫
❾推薦使用ISI web of knowledge Engineering Village2
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中文翻譯得自己做了,實在不成就谷歌翻譯。
弄完之後,自己閱讀幾遍弄順了就成啦!
學校以及老師都不會看這個東西的!
外文翻譯不是論文的主要內容!
所以,很容易過去的!
祝你好運!
Ⅶ 求商業銀行個人理財的外文文獻,帶翻譯,2500字左右,畢業論文用。
已發請查收。
Ⅷ 急求關於商業銀行個人理財產品的英文文獻以及翻譯 急求急求~~拜託了 郵箱 [email protected]
已發送 注意查收
Ⅸ 哪能找到個人理財的外文文獻(最好帶翻譯的)
Are you investing in the right instry?
Does the term book-to-bill ratio sound familiar to you? Do you know the demand and supply numbers of private condominiums in Singapore for the next year ? If you do, you must have already performed some sort of instry analysis on the electronics and property instries (or sectors as commonly referred to in stockmarket terms).
Most investment processes include some sort of instry analysis. This is important because many studies have shown that over a period of time, some instries have per-formed better than others. For example, between 1987 and 1996, banking stocks in Singapore have generated better returns than other instries such as shiprepair. Instry analyses will uncover these performance differences and help identify both unprofitable and profitable opportunities
(situations).
It is also important to note that past performance alone will not help predict future performance. The factors or conditions that helped an instry to prosper in the past will change over time. Identifying and studying these factors will provide some clues to the entry and exit points of the investments. Going back to our earlier example, economic growth is an important criterion for banks' earnings. Between 1987 and 1996, Singapore enjoyed an uninterrrupted average GDP growth of 8.9%. This allowed the banks' earnings to grow at a compound rate of 11.3% when the broader market generated only 8.5% growth. With GDP growth decelerating because of the Asian crisis, can we maintain the same sanguine outlook for the banks?
Having determined that instry analyses are important for successful investing, the next step is to find out how we can go about doing one. There is no generic framework that is applicable to all instries, but there are commonalities which we can identify. In a free market economy, demand and supply are key determinants of price, and price is always an important contributor to any profit-driven organisation. Hence, a successful indstry ana-lysis will have to identify the underlying fac-tors driving demand and supply.
Factors that drive demand vary across instries, and are too numerous to list. However, it is important to note that demand can be categorised as "seasonal", "cyclical" or "secular". As the word suggests, seasonal fac-tors recur year after year. Cyclical factors, on the other hand, follow
very closely to the economic cycles of the market. Secular factors are more long term in nature. Seasonality or economic cycles will have minimal impact on secular trends.
Take an airline as an illustration. Most Singaporeans take their vacation in December. That is why airline seats are difficult to secure ring that time. This is the seasonal factor because it occurs every year around the same time. Having said that, Singaporeans usually take vacations more frequently when the economy is doing well, and less so ring reccessionary times. The rise and fall in demand in accordance to economic activities is the cyclical factor. Finally, the middle class population in Singapore has been rising over the last 20 years. This group is generally more affluent. Part of the lifestyle usually includes taking regular vacations to exotic destinations. Such lifestyle doesn't change annually, nor does it follow the ups and downs of economic growth. The demand for air travel will grow so long as the middle class population continues to
increase. This is an example of secular demand.
Classifying demand factors into these categories is very useful. As long-term inves-tors, we do not want to be constantly reacting to signs that are short term and volatile in nature such as seasonal, and to a lesser extent, cyclical trends. Buying and selling stocks based on these short-term trends are not only expensive (brokerage cost) but difficult to time as well. Instead, we should focus on long-term trends. They usually have a longer and more permanent impact on share prices.
A key factor in identifying an attractive instry is pricing power. The ability of an instry to price its proct at a profitable level without compromising its business pros-pect is important, and this is affected by many factors. Inelastic demand allows the tobacco procers to maintain good profits despite the rapidly rising tariffs all these years. Barriers to entry is another factor. Mobile-phone charges used to be very expensive because there was only Singapore Telecom providing the ser-vice (monopoly). With increased competition from M1, rates have been declining graally. All things being equal, the more competitive the instry is, the lower the pricing power, and hence profits. Competition may be good for the consumers, but it seldom benefits the shareholders. Another factor that will impact the com-petitive environment of an instry is the cost structure. In general, indsutries with high fixed costs are more competitive than those that have high variable costs. We often hear about coun-tries being accused of 'mping steel' onto other countries. Well, this is the case in point. Steel mills are expensive to construct. But once built, the investment costs are 'sunked'. On the other hand, the running cost to proce steel is relatively low. Since there are so many steel mills around the world (almost every country has one for strategic reasons), supply is in abundance. As competition intensifies in the global market, recovering investment cost of the mills becomes a secondary objective for management. What is more important is to keep the proction ongoing and sell the steel at a price that can at least cover the variable cost component. These mills will definitely be loss-making, but at least they can continue to operate and not generate serious unemploy-ment for the economy (steel instry is very labour-intensive). Having looked at the fundamental issues, do we always buy into an instry with positive trends developing? The answer is 'no'. Con-fused? Here is why. The key to any successful investments is to stay ahead of what the market is discounting. Suppose we are bullish on the outlook of the residential property sector because owning a home is every Singaporean's dream and the island has limited land supply. But this view is widely observable. Further-more, most of the residential property stocks have already outperformed the market by huge margins. These are signs that the market has probably discounted the positive conclusion of our analysis. As such, the investment upside is probably limited. Conversely, if our conclu-sion unearths new information from the gene-ral market, we may have discovered something interesting here. To confirm that we have a good find, check out the valuation to see if it is attractive. There are many valuation tools, but the commonly used ones are Price/Earnings (PE), Enterprise Value/EBITDA*, Price/Book(P/B), and Dis-counted Cash Flow (DCF). Make a cross-instry comparison as well as historical com-parison. Going back to our property example. If our conclusion is new to the market, the instry is trading at the lower end of its histo-rical PE band, and it is also very attractive on PE terms versus the other instries in Singapore...bingo! In conclusion, I would like to leave you with a brain teaser. Imagine this is 1996 and you are an investor looking at the Dynamic Random Access Memory (DRAM) instry: DRAM is a semiconctor chip used in most electronic procts such as personal computers. The business is cyclical in nature because corporate and private consumption of PCs usually rises when the economy is doing well. There are, however, two secular trends that underpin the growth in the instry. First, more and more people are buying PCs for their home and oiffice. Second, the requirement of DRAM per PC is also on the rise as processing power of computer increases exponentially. On the competitive issue, the cost to build a wafer fab is extremely high (about US$1b), and the technology is usually state-of-the-art. Besides capital and technology, there are no other significant barriers to entry. Margin for the instry had been very good because of supply shortage. This probably explained why share prices outperformed the market in 1995. The historical five-year PE band for selected stocks in the instry between 1991 and 1995 was about 10 to 100. The average PE ring the period was 30. The instry is currently trading at a PE in the low teens. Would you invest in this instry? (The writer is the Investment Manager of Jardine Fleming Investment Management. This column has the support of the Investment Management Association of Singapore and the Stock Exchange of Singapore.)
到這個網站上去看一下,有這篇文章的翻譯,此外還有許多商務英語論文
http://www.lunwenwang.com/Article/eng/biz/200510/26337_2.html