⑴ 關於你的個人理財的英語作文
Working hard and being smart with your money aren't things you just should do because they seem virtuous — these behaviors ultimately allow you to get more enjoyment out of life. You'll have no regrets when you're able to accomplish what's important to you because of your savvy ways. These are 10 golden rules that I try to live by; click through and then make a list of your own.
⑵ 本人有個短的1000字左右的英文作文,關於「個人理財對社會的重要性」 明天就交了 急需高手救援啊!!
Wealth Management is a type of financial planning that provides high net worth indivials and families with private banking, estate planning, legal resources, and investment management, with the goal of sustaining and growing long-term wealth. Whereas financial planning can be helpful for indivials who have accumulated wealth or are just starting to accumulate wealth, you must already have accumulated a significant amount of wealth for the wealth management process to be effective.
Examples of wealth managers include independent advisors like FFR [2] or large corporate entities like Citibank's Citigold and other extensions of retail banking services designed to focus on high-net worth retail customers. Such customers would be called internally in a bank 'mass affluent' or 'upper retail' clients because of their net worth, the number of potential procts they own from the bank, their assets under management and other methods of segmentation. The banks create separate branches, services and other 'benefits' to retain or attract these customers who are typically more profitable than other retail banking customers. However, wealth management clients are not Private Banking clients because they simply do not have the Net Worth or Assets under management to justify the level of banking services that Private Banks provide.
⑶ 大學生如何理財英語作文
With the fast economic development, people have their living standard improved. A lot of families are no longer worried about the money problem. Parents want to give their kids better life in the aspect of material. When their kids leave home for college, parents always give them lots of money and tell them again and again that 「buy what you want」 」eat more nutritious food」 」don』t save money for home」 」if no money, tell me, I will give you」 and so on.
隨著經濟的快速發展,人們的生活水平有所提高。很多家庭都不用再擔心錢的問題。父母都想在物質方面讓他們上更好的生活。當他們的孩子離開家去上大學的時候,父母總是給他們很多錢並一遍又一遍的告訴他們,「買你想要買的東西」「吃多點有營養的食物」,「不用為家裡省錢」,「如果沒有錢,告訴我,我會給你寄的」之類的話。
This common thing results in a very bad effect on the college students.
這種常見的事情對大學生會導致不良的後果。
Lots of college students spend a lot of money buying what they need and they needn』t. For example, parents give them two thousand Yuan every month, they often use out in twenty or twenty-five days. Then they』ll borrow money from others. When they get the next month』s living expenses, they have to pay back the money. If things go on like this, they』ll fall into a worse situation and cannot pay off their debts finally. I think parents』 original thought is good. Parents just want to give kids a better material environment. Obviously they receive the opposite effect.
很多大學生會花很多錢去買他們需要的或者不需要的東西。例如,父母每個月給他們二千元,他們經常二十天或者二十五天就用完了。然後他們就會向別人借錢。當他們得到下個月的生活費時,他們又得還錢。這樣下去的話,他們會陷入更糟糕的處境,最後會無法還請債務。我覺得父母最初的想法是好的。父母只是想給孩子們一個更好的物質環境。顯然他們收到了相反的效果。
I think that college students should learn financial management, because it can bring them a clear life and benefit to their jobs or family. Maybe they can make bookkeeping. Set a fixed amount of money every day. 我認為大學生應該學會理財,因為理財可以給他們帶來明確的生活對他們的工作或者家庭也是有益的。他們也許可以記賬。設定每天固定用錢。
⑷ 求一篇英文的個人理財計劃
喂喂, 粘貼黨的趕快進來 搶懸賞分了,快來呀,不然的話慢了,就沒分了,快,快,快
⑸ 大學理財英語作文
If I have a sum of money,I will be part of the money deposited in banks,On the part of the money in the wallet,The remaining money through various channels such as Project Hope to all parts of the country and even around the world all in the hands of poor people so that they eat well, Chuanhao, live well, making good use. 你數一數夠不夠字數,我只能寫這么點了。
記得採納啊
⑹ 求一個商業銀行個人理財業務的英文文獻或書 翻譯成中文要3000字以上的
你好,請問你找到了嗎,能否發一份給我呢,郵箱[email protected],萬分感謝
⑺ 急求關於商業銀行個人理財產品的英文文獻以及翻譯 急求急求~~拜託了 謝謝!!!loveworth 艾特 126 郵箱
童鞋你好!
這個估計需要自己搜索了!
網上基本很難找到免費給你服務的!
我在這里給你點搜索國際上常用的外文資料庫:
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❶ISI web of knowledge Engineering Village2
❷Elsevier SDOL資料庫 IEEE/IEE(IEL)
❸EBSCOhost RSC英國皇家化學學會
❹ACM美國計算機學會 ASCE美國土木工程師學會
❺Springer電子期刊 WorldSciNet電子期刊全文庫
❻Nature周刊 NetLibrary電子圖書
❼ProQuest學位論文全文資料庫
❽國道外文專題資料庫 CALIS西文期刊目次資料庫
❾推薦使用ISI web of knowledge Engineering Village2
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中文翻譯得自己做了,實在不成就谷歌翻譯。
弄完之後,自己閱讀幾遍弄順了就成啦!
學校以及老師都不會看這個東西的!
外文翻譯不是論文的主要內容!
所以,很容易過去的!
祝你好運!
⑻ 找一篇英文的有關個人理財的文章(高分)
Financial management system, "financial plans and arrangements for the family." Popular speakers is that when you need to spend money when there is enough money to give you flowers. Financial management does not mean rich, reasonable arrangements for the family financial income and expenditure, to achieve a fiscal balance and protect the basic living expenses of the family is the fundamental financial management.
Many people think that financial management is an investment, so that the appreciation of assets. This is a one-sided understanding. In fact, the true financial planning, including cash planning, investment planning, risk management and insurance planning, children's ecation planning, real estate planning, estate planning, such as the eight content transmission. These programs are aimed at one purpose: to protect life. The protection of your basic life, the protection of your ecation, marriage, child ecation, retirement, disease prevention, etc. Plan to have enough money to cover, but not financial imbalances.
To do a good job of financial planning, we must master the "seven elements":
1. The necessary liquidity. Refers to the hands of the living have enough money, holding cash is mainly to meet the daily expenses, prevention of emergencies and the need for speculation. Family life, through the cash plan, with cash on hand to meet demand in the short term: the expected future cash expenditures (in the short term, such as the January-March) through a variety of savings, living to meet short-term investment instruments. Bank demand deposits, notice deposits, and so the IMF is a relatively good cash management tool. We are all very familiar with the former, the bank deposit is a new business, usually one weeks advance notice can be extracted after 1 week. Monetary Fund is invested in money market funds, free of charge as a result, no interest tax, compared to the first 2 persons, a higher income. The risk is very small, particularly suitable for the expected cash management.
2. Reasonable consumer spending. The primary purpose of personal finance is to make a reasonable financial position. As far as possible to rece unnecessary expenses. Real life and learn to save money and sometimes to seek a high return on investment than the easier to achieve financial goals. Consumer spending through the planning, so that reasonable personal consumption expenditures, so that the structure of household income and expenditure balance. Everyone should build their own itemized account in next financial expenses, the daily record of expenditure, (too trivial can not remember, but a total of more than 10 recorded it should be) at the end of analysis, it is necessary to look at those who are unnecessary. A long time, and will find out the laws of their own expenses, the budget next year, planning for the establishment of the family's expenses to prepare. Liabilities now popular consumption, a certain proportion of the balance is acceptable, but not excessive, otherwise you can only become a slave to debt. Generally accepted that the rate of household debt can not exceed 25% -30%, this is a security thread.
3. Expectations in ecation. Family members of the ecation in the share of household expenditure increasing, whether it is their children's ecation, or alt-job ecation, are indispensable. Families in need of early ecation planning, reasonable to ensure that the future ability to pay for themselves and their children's ecation costs, fully meet the indivial (family) ecation expectations. The expenditure on ecation, the need to establish a dedicated account management, unless not allowed to, or not to move. Can be done in the short-term investment, on their own, they can do short-term capital preservation investments, such as a variety of commercial bank set the yuan financial procts; of their children, their children's ecation based on age, select the appropriate investment period, to do something in long-term investment.
4. Comprehensive risk protection. Person's life, risk is everywhere, through the Risk Management and Insurance Planning, will be brought about by the loss of accidents to a minimum, and better to avoid risks, to protect life. Therefore, insurance is necessary. In particular, only basic medical and pension insurance for the crowd, it is necessary to buy a number of commercial insurance, as a supplement. Choice of insurance, it is best to vote for those kind of co-existence.
5. Reasonable arrangements to pay taxes. Every citizen, paying taxes is a legal obligation, but taxpayers often want to minimize their tax burden. White said the tax is reasonable. To achieve this goal, through a variety of business, investment, financial and other economic activities in the prior planning and arrangements make full use of tax concessions offered and differential treatment, appropriate to rece or delay the spending of taxes and fees. Reasonable business tax dectible investment projects, financial projects, the choice of tax-free varieties, are very necessary.
6. Accumulate wealth. The increase in personal wealth is possible through the "money" to achieve, but the absolute increase in wealth will be passed to achieve an increase in income. Salary type of limited income, investment income has taken the initiative to achieve an even higher qualities, the rapid accumulation of personal wealth depends mainly on investment. After all, money can the "money". In accordance with financial objectives, personal investment and risk tolerance, choose an effective investment program to determine a reasonable investment with a variety of species, bring investment income indivials or families, more and more and graally become a personal or family income the main source, and ultimately reach the level of financial freedom. Reality for the general population is not a lot of investment procts, stocks, funds, bonds, collection of financial procts, gold, real estate, works of art and so on. Investment there is a principle that should not be unfamiliar. When you do not understand it, do not blindly to follow the trend, this risk may be considerable.
7. Age. To the elderly, income-earning capacity has decreased, it is necessary in young and middle-aged financial planning period so that the old age can lead to "a sense of security, end-worthiness, a feeling of happiness" with dignity, to aging self-reliance. This is also the home of a very important financial goals. People raise their children before the concept of old age are now outdated, and their children live their own lives, their burden is also great, by they are unreliable and can only rely on their own. Financial planning as soon as possible, to prepare for their own future enough money to enjoy their twilight years.