① 出車禍了交警和保險都走過了,讓去快速理賠中心,需要什麼,當事人可以讓人代去
以平安車險為例:理賠過程不能由其他人代理操作,需要投保人本人進行辦理。
車險快速理賠流程
1、撥打95511報案
發生事故後立即撥打95511-9報案,理賠專員將根據出險情況,安排救助。
2、事故勘察
確認事故保險責任、損失情況及費用,並推薦損失修復方案。
3、確認損失修復方案
選擇受損財產的修復方式,包括車輛維修廠選擇等;符合快賠條件客戶可走快速理賠通道,4步搞定。
4、領取賠款
理賠資料經審核後,案件結案。平安通過銀行轉賬,將賠款支付完成理賠。符合一定條件的車主,可享受賠款即時到賬。
平安為符合以下條件車主開通快賠通道:
1、純車損事故。
2、事故車輛選擇到平安快賠制定合作廠維修。
3、事故責任明確,理賠材料有效且安全。
4、同意購車發票及理賠材料由平安快賠合作廠統一收集提交審核。
② 國外汽車保險的理賠
平安保險在國外如果有境外險可以辦理理賠。
平安境外險理賠程序:
若是出險了第一步就是要趕緊撥打平安全國報案電話95511進行報案。
第二步就是要准備相關的理賠材料了,這個過程,工作人員會告知應該准備哪些理賠材料。
接下來的第三步就是理賠手續的辦理了,只要帶著材料到平安店辦理即可,門店的地址可以撥打95511詢問。
第四步,就到了審核階段了,如果材料情況屬實的話,確屬保險責任范圍事故,平安保險公司將在賠付協議達成後10天內賠付,萬元以下的賠付,只要手續齊備,平安保險公司更是承諾在3天之內賠付,一般一天內就可到賬。
機動車輛保險即「車險」,是以機動車輛本身及其第三者責任等為保險標志的一種運輸工具保險。其保險客戶,主要是擁有各種機動交通工具的法人團體和個人;其保險標的,主要是各種類型的汽車,但也包括電車、電瓶車等專用車輛及摩托車等。
機動車輛是指汽車、電車、電瓶車、摩托車、拖拉機、各種專用機械車、特種車。
如有其他保險疑問,請來:多保魚講保險!,
③ 友邦出國保險理賠流程是什麼
保險小編幫您解答,更多疑問可在線答疑。
您好!很多遊客感嘆購買保險容易而理賠難,而對於出國旅遊的消費者而言,在國外發生保險事故本身心情不好,如果再發生理賠難題那麼無疑會讓您的心情雪上加霜,對此,建議您在挑選出國旅遊保險時優先考慮大品牌保險公司推出的產品。
友邦出國保險理賠流程是什麼
為了提高您境外險理賠的效率,建議您在保險事故發生後的第一時間內打電話告知保險公司出險經過,並在理賠時注意以下幾點:
1.出險後您需要第一時間報案告知出險的詳細經過。這里所說的第一時間通常是指不超過保險合同規定的理賠告知時間,具體的時間是根據不同的保險產品而異的,您可以在投保前仔細閱讀這方面的保障條款。
2.保險公司會派出工作人員勘察出險情況,如果經過鑒定出險情況在您所投保的境外旅遊保險的承保范圍內,才確定給與賠付。
3.遇到航班延誤等情況,應該在機場開出航班延誤證明,保證事後理賠。
4.准備好相關的理賠資料。
5.獲得賠款。
購買可靠的出國保險,友邦出國旅遊保險不一定是您最佳選擇,建議您擴大選擇范圍到進行綜合對比挑選,上綜合了多家知名保險公司提供的出國旅遊保險產品,通過購買出國旅遊保險後期還能享受全程協助理賠服務。
④ 保險公司車險理賠代追程序
你說的應該是保險的代位追償方式吧!
代位追償是指:
如果保險事故是由第三者的過失或非法行為引起的,第三者對被保險人的損失須負賠償責任。保險人可按保險合同的約定或法律的規定,先行賠付被保險人。然後,被保險人應當將追償權轉讓給保險人,並協助保險人向第三者責任方追償。
⑤ 申請代為理賠保險公司不批怎麼辦
保險公司的代為賠償一般是不算自己出險,保險公司的代為賠償如果保額夠賠償,個人可以不賠。
申請代為賠償需要5個步驟:
1、找4S協助走程序定損,修車,填表等;
2、等待對方復議,復議時間為15天,復議期間對方會接到交警的電話通知;
3、保險公司正式代為賠償,同時提前賠付錢;
4、配合保險公司作證;
5、取得賠償,案子終結。
擴展閱讀:【保險】怎麼買,哪個好,手把手教你避開保險的這些"坑"
⑥ 請幫忙把「保險公司理賠部」和「報案電話」翻譯成英文。謝謝!
Claims Department = 索賠部門
Telephone number for reporting (of claims)
當然 要索賠 claim 是要求compensation 賠償, 不過要首先去 索賠 claim
⑦ 求高人幫用英文翻譯下保險理賠的文件
First, the principle of settlement of claims
My company has been dealing with process followed heavy contracts, the principle of keeping promises to fulfill "prompt, timely, accurate and reasonable" settlement of the 16-character one. Without violating the law and under the premise of the insurance provisions, as far as possible to meet the reasonable demands of customers, and fairly deal with claims issues.
Second, the loss adjuster working experience
1, dealing with high-risk projects in the experience of loss
High-risk high amount of investment projects, technical sophistication, risk concentration, the accident occurred after the loss of reasons, the responsibility defined, and its choice of compensation methods require higher skill levels and more abundant working experience, over the years, I have against the company and to train a group of employees with the quality of the above.
2, dealing with large losses experience
Floods, fires, typhoons and other disasters and accidents often lead to large enterprises within the framework of damage, but the loss of a single reason for the loss in varying degrees, I deal with the company in similar accidents, the standard in the determination of claims, the claims focus and training, emergency response proceres for the settlement of claims prepaid compensation, and other aspects of a complete set of operating proceres.
3, quickly raise large sums of compensation ability and experience
Unified corporate, authorized management mode of operation, I made the company can do a chessboard, in a huge indemnity, we can rapidly mobilize funds for payments, such as the 1998 Yangtze River floods, my company in a short time, to raise 1.5 billion yuan - to my local branch.
4, and domestic and foreign experts, adjusting the experience of co-operation
To ensure reasonable, accurate, my company started earlier and instry experts to deal with, I established a company's own technology expert network; for convergence and the international insurance market, we achieved in the country and has business licenses international adjusters have also established good relations of cooperation. Such as:
1, Qualcomm criteria Technology Services Limited (SGS - CSTC Standards Technical Services Ltd);
2, Mr. Fallon international settlement Group (Mclarens Toplis group.)
3, the public guessing too An insurance company
4, Ocean Insurance Appraisal Company
5, Dalian Zhengda Insurance Appraisal Ltd.
Third, claims proceres
1,report
The event of a disaster or accident, the insured shall immediately notify our company, calls 95518. Reporting methods can be oral or written. I made a report to the company, will be detailed records of insurance policies, insurance other,subject, the accident occurred time, place, why, etc., belonging to quickly determine whether the accident and timely insurance Tong insured, the insurance people at the same time request to be furnished " no notices "registration file.
2, site survey:
My company for your company provides 24-hour reporting service, received a report quickly to the scene of the incident after a survey to verify time, place, after, causes, extent and the amount of losses to the insured to the rescue. The total loss in 300,000 yuan within selected incidents accreditation body, and selected 1-2 experts to attend work if losses over 300,000 yuan, according to international practice, the two sides jointly commissioned designated domestic or after the China Insurance Regulatory Commission approved insurance estimated losses for the public to identify.
3, approved compensation losses and prepayments
My insurance company based on the terms set insurance liability, according to the agreed terms of the insurance contract and the extent of damage to property and loss of the losses amount to determine the number of compensation, once the amount of loss by mutual recognition, in the insurers to provide all of claim document, in Dalian branch competence (5 million yuan the following or its equivalent in foreign currency), I will be in seven working days to pay compensation if the company authority over Dalian, as reported to head office approval, I will be in 30 working days pay reparations. The responsibility belongs to the large insurance compensation, the amount of time it is difficult to determine if I can amount of the company's 30 to 50 percent, the first part of the compensation paid in advance to help your company promptly resume proction. The loss amounted to a final, I will be the required time limit for payment of the remaining compensation.