1. 人壽保險NBEV,的NBEV,是什麼意思英文全稱是什麼
NBEV的意思是新保單內含價值,英文全稱為:New Business Embedded Value
NBEV是指在充分考慮總體風險的情況下,適用業務對應的資產未來產生的收益中可以分配給股東的利益的現值。
簡單的理解:對保險業務經濟價值的一種評估方法,就是保險業務能產生的未來收益的現值總和。
新業務內含價值,即NBEV(New Business Embedded Value):新銷售業務所創造的價值
已生效業務的內含價值:即已生效業務的價值
(1)保障型保險產品翻譯擴展閱讀:
NBEV是較好評估新業務價值的尺度
NBEV綜合反映了影響新業務價值的各種因素,包括:
保險責任、保障類型、產品類型
保險費規模
交費期間
年齡、性別
繼續率、傭金費用率、賠付率、分紅、結算利率
其他的業務評估方法則沒有這種優勢
2. 哪位能幫我翻譯一下啊,中譯英....
The rural cooperatives medical service system is the Central Committeeof the CCP, the State Council in order to the better solution farmersee a doctor difficultly, to see a doctor a medical safeguard measurewhich the expensive question proposed, is our country social securitysystem important constituent. Carries on the legislation protectionregarding the new rural cooperatives medical service system to be ablethe better guarantee this system implementation, establishes in thenational scope regarding our country the medical insurance to have thegreat significance. This article altogether is divided three parts.The first part mainly through analyzes our country present newcooperative medical treatment system because legislates on flaw andfrom this has the question which meets in the practice to indicate thelegislation the necessity and the importance; The second part throughto Japan, Germany, Soviet Union and so on three national incountryside medical insurance system legislation proceresdescription, seeks the place which our country may profit from, theformulation suits our country national condition the countrysidemedical service safeguard system; The third part mainly from thelegislation principle, the legislation system, the legislationconceives and so on three aspects to elaborate suits our country thecountryside medical service safeguard system legislation.
3. 招商信諾人壽保險公司用英語怎麼說
面對當前保險市場名目繁多的保險公司和產品,廣大消費者難免呈現霧里看花的現象,不知道該如何選擇,從何下手。而在眾多的保險公司當中,招商信諾人壽保險公司怎麼樣呢?下面小編帶您去一探究竟。
招商信諾人壽保險公司是由招商銀行股份有限公司與美國信諾保險集團強強聯手組合而成,之所以說強強聯合是因為招商銀行和美國信諾保險集團分別在世界500強企業中排名412位和393位,而且分別是品牌價值增幅全球第一和世界最大保險醫療金融公司之一。創建於2003年的招商信諾人壽保險公司分別獲得2013年中國最佳合資人壽保險公司、中國最值得信賴的十大壽險公司、國內合資壽險公司中綜合競爭力排名第一等榮譽。
如今,招商信諾人壽保險公司已經成為中國市場上通過非代理人的直接行銷方式提供包括壽險、意外險和補充醫療等「保障型」保險產品和服務的專家和領軍企業,為客戶及其家庭提供意外和疾病時的財務保障。
希望能幫到你!
4. 汽車保險種類英文簡稱
這里的a代表車損險,f表示附加不計免賠,b代表三者險,d代表車上人員險,d1是駕駛員,d2是乘客,w代表無過失責任險,z表示自燃險。
5. 英語翻譯求救
2009 is the 60th year of the development of China's insurance instry.review of the 2009.China's insurance instry faced the global financial crisis,the first full operation of hierarchical classification regulation,investment-oriented insurance procts shrinking, Carr Carry out three years "Insurance Law" and other three-law overhaul re-awarded the instry.the" Ultra-high-speed "growth for years and the sluggish economic environment's pressure and many other variables. popular by the public insurance categories have also quietly changed, investment-oriented insurance boom receded, and the protection-type insurance popular.
6. 翻譯一句關於保險的句子
相信「買保險怕被坑」是大多數人購買保險時的擔心,梧桐君一直在堅持寫文章、做產品測評,目的始終是為了幫助大家選到合適的、性價比高的保險產品。同時梧桐君也一直在建議大家能夠對自己負責,在購買保險前仔細閱讀保險條款。
可保險條款內容多、專業名詞多,非業內人士很容易看得頭暈眼花、似懂非懂,所以今天梧桐君結合保險條款的關注重點來和解釋一下相關名詞,教大家快速地讀懂保險條款。
1. 看保險產品名稱
產品名稱就是這份保險的名字,名稱結構通常是:XXX保險公司+XXX產品名稱+XXX保險類型,有些產品後面會有(分紅型、萬能型、投資連結型),如果是普通型的就沒有括弧。這個名字可以讓你知道,這個產品是哪家公司承保的,什麼險種。
如復星聯合媽咪保貝少兒重大疾病保險,從名字上看,我們可以得知是復星聯合健康保險公司承保的針對少兒的重疾險。
1. 看保障責任
很多人在買完保險後,唯一記得的就是自己每年交多少的保費,至於保單保障了哪些內容卻說不出來。
保障責任主要是了解保險在哪些情況下能夠賠付、具體怎麼賠、賠多少、賠完之後保障的內容會發生什麼變化。是保險條款里最重要的部分。
條款前面一般有目錄,可以直接找到保險責任的地方,善於利用條款目錄也是非常重要的,能幫助很快找到重點,節省時間。
我們以信泰人壽的完美人生守護重大疾病保險為例,看看它的保障責任有哪些。
從保障責任我們可以知道,完美人生這款重疾險保障責任包括:輕症,賠付三次,每次45%基本保額;重疾106種,分為5組,每組賠付一次,每次賠付100%基本保額,共計五次;身故或全殘,18歲前賠付已交保費,18歲後賠付基本保額;此外這款產品還有被保險人輕症/重疾保費豁免。
建議大家在看重疾險保障責任時主要關注重疾和輕症的種類、賠付次數及比例、身故保險金;
1. 看免責條款
除了了解保什麼,不保什麼,也很重要,保險公司為了規避風險,會將一些情況,明確的排除在外。
通常,被保險人違法、故意犯罪或拒捕,故意自傷、醉酒、斗毆,服用、吸食或注射毒品,無證駕駛、酒後駕駛及駕駛無行駛證機動交通工具,戰爭暴亂等,都會被列在「除外責任」項目下。
免責條款里聲明的免責情形都是非常清楚明白的,略為復雜的就是醫療險了。我們以
1. 醫療險的賠付項目必須是「合理且必需的」。對於像整形美容、視力矯正、康復保健等項目,許多保險公司是明確不保的。
2. 既往症不賠。簡單來說,就是在合同生效之前,疾病仍然在治療中或者正在接受檢查而後來才確診的,在投保後治療產生的醫療費用,保險公司也不予賠付。
第四,看幾個關鍵時間點
我們在挑選保險產品時,除了要詳細了解保險責任和責任免除外,也需要關注幾個關鍵時間節點:猶豫期、等待期、繳費日、寬限期、中止期、合同終止期,梧桐君做了一張圖,大家可以比較清楚地看到每個時間節點的注意事項:
簡單來說,猶豫期就是投保人的後悔葯,在猶豫期間退保,最多損失10幾塊錢工本費。梧桐君非常不建議猶豫期後中途退保。
等待期:是指在合同生效後的指定時期內,即使發生保險事故,保險公司也不會承擔任何保險責任。保險公司之所以會設立等待期,是為了防止投保人在明知道將要發生保險事故,而馬上投保以獲得賠付,也是我們俗稱的逆選擇。
然後到了第二年交費日,如果沒有交費,那麼保單就會進入寬限期,寬限期內保單還依然有保障,(寬限期有60天,60天內補繳保險費,保單是沒有任何影響的)
如果超過60天沒有交費,那麼保單進入中止期,中止期間保單相當於失效了,不保障,但是還沒有真正的失效,如果2年內再補交保險費那麼保單就能起死回生,也叫復效激活保單。
如果2年內沒有補交保險費,那麼保單就進入終止期了,沒辦法復效了。
寫在最後:
保險是融合金融、法律、醫學的交叉學科,普通老百姓買保險想要讀懂保險合同並不是一件容易的事。但絕不能因為讀不懂就不去看了,如果買保險時不認真了解條款,發生理賠糾紛時,吃虧的很可能是自己。當然,為了避免前期入坑和後續糾紛,更多人選擇梧桐樹保險網這類專業的平台。梧桐樹保險網站在客戶立場,投保前給您科學規劃完善的保障,投保後為你提供專業周到的售後服務!
7. 簽證用社會保險費參保證明翻譯,萬分感謝
您好!lz我英語水平不是很好,在此不能給您翻譯,為了不虛此行,給您提供個簽證保險,供您參考:
1.經濟型:華泰全球旅行保障計劃(不含北美)(經濟型),其價格便宜,保單中英文互譯,適合各大使館辦理簽證要求,是目前用戶購買最多的保險產品之一。
2.保障全面型:美亞「萬國游蹤」國際旅遊保障計劃(鑽石計劃),其保障非常全面的一款保險,同樣也適合大使館辦理簽證要求,是目前用戶購買最多的保險產品。
若您還想查看更多關於此險的相關信息,您可以點擊我下方的logo,進入慧擇網官網後查詢,希望以上回答可以幫到您!
8. 關於保險合同的翻譯,可以參考哪些書籍
一般現在時 am/is/are given 一般過去時 was/were given 一般將來時 shall/will be given 現在進行時 am/is/are being given 過去進行時 was/were
9. 200分懸賞:保險文章中譯英,高手請進!!!
我沒有按照你的中文翻譯,覺得翻譯得都不太准備,查了一些英文人壽保險的網頁。覺得這一篇適合你。
Life insurance is unique among financial instruments. It is one of, if not the only financial instrument that is based on caring and love. Even though there can be personal advantages to having life insurance, the real impetus is love for those one cares most about – to make sure they are taken care of. So, applaud yourself for taking the time to learn about this subject (and please follow up with action whether through us or the organization of your choice.)
Interestingly, while one is taking care of the financial needs and wants of a spouse or the next generations, life insurance can also develop and build one』s personal financial goals while living. For example, because you have sufficient life insurance, you might be able to use more of your assets to enjoy life in retirement. Why is that? Because if you know you have sufficient life insurance you won』t feel that you are lowering the inheritance by spending some of your principal. You may actually 「pay down principal」 to some degree to yourself, especially if you have lifetime permanent life insurance as a backup.
There are various types of life insurance but they all have some common attributes. You pay an insurance company what are called premiums. At your death, the life insurance company pays an amount to the people you named in your policy, called beneficiaries. Also it』s interesting that if you named a beneficiary(ies) they』d receive the insurance amount free of income tax.
Some types of life insurance have cash benefits available while you』re living. In these types, a portion of your premium goes into a cash reserve and builds on a tax deferred basis. You can access this money, called cash value. Some people use it to help ecation costs, enhance retirement cash flow or for any reason. Two of the most common types of 「permanent life insurance」 are called whole life insurance and universal life insurance.
The different kinds of life insurance are described on the Lifeinsure.com site. To learn more about each type you can go to the navigation panel you click the type of life insurance to learn about. You can also visit the Ecation Center. Combined with investments, retirement and estate planning, a life insurance policy is a cornerstone of a sound financial plan. By looking into this area, you are making an intelligent and caring financial decision for your family. It is important that you have life insurance and have enough to protect those you care about. Get the insurance you should have.