① 美國人壽保險公司標志
因為美國的人均壽命比中國高,所以在保險精算時,客戶利益會稍稍高一點。
但中國人在美國買保險,客戶承擔的風險會比國內大很多,失去了保險的意義,建議不要到美國買保險。
美國保險的五大風險:
法律方面:首先,國內居民投保美國保險,需親赴美國投保並簽署相關保險合同。如在境內投保美國保單,則屬於非法的「地下保單」,既不受內地法律保護,也不受美國法律保護。其次,內地居民投保美國保險適用美國地區法律。如果發生糾紛,投保人需按照美國地區的法律進行維權訴訟。與內地相比,美國法律訴訟費用較高,可能面臨較高的時間和費用成本。
外匯方面:內地居民在美國購買的保單,賠款、保險金給付以美元等幣種結算,消費者需自行承擔貨幣匯兌風險。
收益方面:內地居民個人到境外購買人壽保險和投資返還分紅類保險,屬於金融和資本項下的交易,是現行的外匯管理政策尚未開放的項目,存在一定的政策風險。
退保方面:美國保險是完全市場化的,沒有「保底」設置,保險公司一旦破產,投保人很可能「血本無歸」。如果想要中途退保,投保人只能獲得保單的現金價值。美國監管部門對保險產品的現金價值無具體要求,大多數長期期交保單在保單前期現金價值很低,前2年甚至為零。
具體條款方面:美國保險產品條款使用英文,表述方式與國內不盡相同。投保人需認真閱讀保險條款,避免因對條款理解不準確而引發合同糾紛。
給大家的忠告:
買保險就是把保費交給保險公司,保險公司把風險拿走。我們購買保險的初衷是規避風險,希望風險出現時能有人替自己頂著。保險,讓不幸的人幸福起來,讓幸福的人一直幸福下去。
如果我們去購買美國保險,保險的這些意義還在嗎?
擴展閱讀:【保險】怎麼買,哪個好,手把手教你避開保險的這些"坑"
② 槍械保險單發連發都是什麼字母用一個字母代替是什麼
以美軍M4為例:「S-1-3」發射模式,S即safe 保險狀態 1為半自動 3為一發、三連發射擊
M4A1:「S-1-F」發射模式 ,S:保險 1:半自動 F:全自動射擊
③ 圖片上面紅圈圈中的地方是槍的什麼部位,叫什麼名字,有什麼作用,所謂的保險指的是什麼
這張圖應該可以了。
④ 這個槍上的標志是什麼
比利時FN公司的標志
它的法文全稱為「Fabrique Nationale d'Armes de Guerre,Herstal lez Liége」,直譯是「列日市赫斯塔爾國家兵工廠」,取前兩個法文詞首簡稱FN公司。
FN公司在比利時本土設有7家專業化的工廠,雇員近萬人,同時在世界上其它國家還經營著近20家子公司。隨著公司綜合實力的加強,產品種類也在逐漸拓寬,除了傳統的軍用輕武器外,還研究開發和生產警用武器、運動槍械及彈葯,甚至還生產、總裝飛機發動機。FN公司的美國子公司的名氣日益增大,許多在美國本土或出口其他國家的槍械都由美國公司研製或銷售,因此的槍械市場
FN公司是馳名全球的輕武器廠商之一,這一功績很大程度上應歸於建廠初期與美國天才槍械設計師約翰.M.勃朗寧(1897年加入FN公司,1926年在比利時逝世)的密切合作,陸續開發出了一系列FN—勃朗寧武器,諸如久負盛名的9mmFN—勃朗寧大威力手槍,全世界至少55個國家的軍隊或警察仍在使用。
⑤ 國外保險險種英文縮寫
這是保險相關的縮寫:
A
ACSR - Accredited Customer Service Representative
ARM - Associate in Risk Management
ARM-P - Associate in Risk Management for Public Entities
ASOP - Actuarial Statement of Practice
B
BAP - business auto policy
BCBSA - Blue Cross and Blue Shield Association
BI - bodily injury
BOP - business owners policy
C
CFROI - cash flow return on investments
CRIS - Construction Risk and Insurance Specialist
CIC - Certified Insurance Counselor
CISR - Certified Insurance Service Representative
CPCU - Chartered Property Casualty Underwriter
CPIW / CPIM - Certified Professional Insurance Woman / Man
CCC - care, custody, or control (exclusion)
COBRA - Consolidated Omnibus Budget Reconciliation Act
D
D&B - Dun & Bradstreet
DEC - declarations page
DED - dectible
DI - disability income
DIC - difference-in-conditions (insurance)
DIL - difference-in-limits (clause)
D&O - directors and officers (liability insurance)
DSU - delay in start-up insurance
DOB - date of birth
DOC - drive other car coverage
DOD - date of death
E
EAP - estimated annual premium
EBIDDA - earnings before interest, dividends, depreciation, and amortization
EH&S - environmental health and safety
EP - earned premium
EPA - Environmental Protection Agency
EPD - expected policyholder deficit
EPL - employment practices liability
EPLI - employment practices liability insurance
ETB - engaged in trade or business
F
FAIR - Fair Access to Insurance Requirements
FALU - Fellow of the Academy of Life Underwriting
FCAS - Fellow of the Casualty Actuarial Society
FAP - family automobile policy (more commonly PAP)
FCPL - farmers comprehensive personal liability
FCRA - Fair Credit Reporting Act
FIRM - flood insurance rate map
FIRREA - Financial Institutions Reform Recovery and Enforcement Act
FMV - air market value
FTCAC - fire, theft, and combined additional coverage
FVD - full value declared
G
GAP - guaranteed auto protection
GCD - guaranteed cost discount
GIO - guaranteed insurability option
GKLL - garagekeepers legal liability (insurance)
GL - general liability
GVW - gross vehicle weight
GWP - gross written premium
H
HIAA - Health Insurance Association of America
HII - Health Insurance Institute
HIPAA - Health Insurance Portability and Accountability Act
HLDI - Highway Loss Data Institute
HLV - human life value
HCQIA - Health Care Quality Improvement Act
HPL - hospital professional liability (insurance)
HPR - highly protected risk (property)
I
IAHU - International Association of Health Underwriters
IFC - insured fixed-price cleanup
IIAA - Independent Insurance Agents of America, Inc.
IIAC - International Insurance Advisory Council
IIHS - Insurance Institute for Highway Safety
III - Insurance Information Institute
IRI - Instrial Risk Insurers
IRIS - Insurance Regulatory Information System
IRM - improved risk mutuals
ITI - Insurance Testing Institute
J
JCAH - Joint Commission on the Accreditation of Hospitals
JCAHO - Joint Commission on Accreditation of Healthcare Organizations
JSA - job safety analysis
JUA - joint underwriting authority; joint underwriting association
JV - joint venture
L
LAE - loss adjustment expense
LIAA - Life Insurance Association of America
LIAMA - Life Insurance Agency Management Association
LIRB - Liability Insurance Research Bureau
LLC - limited liability company
LMU - loss mitigation underwriting
LOC - letter of credit
LTA - lost time accident; long term agreement
LTD - long-term disability
M
MCO - managed care organization
M&D - minimum and deposit
MDO - monthly debit ordinary life insurance
MDRT - Million Dollar Round Table
MET - multiple employer trust
MFL - maximum foreseeable loss
MLE - maximum loss expectancy
MLEA - multiple line exclusive agent
MPCI - multi-peril crop insurance
MPL - maximum possible loss
MPP - managed premium plan
MVR - motor vehicle record
N
NAUA - National Auto Underwriters Association
NDI - National Disaster Insurance Association
NFIP - National Flood Insurance Program
NFIRA - National Flood Reform Act
NFPA - National Fire Protection Association
NIOSH - National Institute for Occupational Safety and Health
NRRA - National Risk Retention Association
NRT - National Response Team
NSC - National Safety Council
O
OCA - outstanding claims account
OCIP - owner controlled insurance program
OD - occupational disease
OL&T - owners, landlords, and tenants (insurance)
ORFS - operational risk financing securities
ORM - operational risk management
OSHA - Occupational Safety and Health Act; Occupational Safety and Health Administration
OSLR - outstanding loss reserves
OTC - other than collision
P
PAP - personal auto policy
P&C - property and casualty
PC - professional corporation
P&I - protection and indemnity (insurance)
PI - personal injury
PIA - primary insurance account
PIAA - Physician Insurers Association of America
PICA - Professional Insurance Communicators of America
PIP - personal injury protection
PMA - package modification adjustment
PMF - package modification factor
PMI - private mortgage insurance
PML - probable maximum loss
R
RAA - Reinsurance Association of America
RAM - reverse-annuity mortgage
RAROC - risk-adjusted return on capital
RARORAC - risk-adjusted return on risk-adjusted capital
RBC - risk-based capital
RBNE - reserved but not enough
RC - replacement cost
RTW - return to work
S
SAA - Surety Association of America
SCOPE - supervision, construction, occupancy, protection, exposure
SCPCU - Society of Chartered Property & Casualty Underwriters
SEC - Securities and Exchange Commission
SEMCI - single entry multiple carrier interface
S&P - Standard and Poor's
SPAP - Special Personal Auto Policy
STD - short-term disability
T
TDB - temporary disability benefits
TDI - trade disruption insurance
TEFRA - Tax Equity and Financial Responsibility Acts of 1982 & 1983
TERI - targeted enterprise risk insurance
TIAA - Teachers Insurance and Annuity Association
TOLI - trust-owned life insurance
TOR - technique of operations review
TPA - third-party administrator
TRA - Tax Reform Act of 1984
TRIA - Terrorism Risk Insurance Act
TTD - temporary total disability
U
UEP - unearned premium
UJF - unsatisfied judgment fund
UIM - underinsured motorist
UIMV - underinsured motor vehicle
UL - umbrella liability; Underwriters' Laboratories
ULAE - unallocated loss adjustment expenses
ULC - Underwriters Laboratories of Canada
UM - uninsured motorist
UMPD - uninsured motorist property damage
UMV - uninsured motor vehicle
UNL - ultimate net loss
U&O - use and occupancy
W
WC - Workers Compensation
WCRI - Workers Compensation Research Institute
Y
YRCT - yearly renewable convertible term
YRT - yearly renewable term
⑥ 這是什麼標志,關於槍械的
表示這是 生化武器
⑦ 在美國歐洲日本這些國家,他們擋風玻璃前需要貼保險等標志嗎
不需要,購買保險是必要的,但不需要貼出來也知道你買沒買保險,有的國家不買保險,車輛只能待在家裡
⑧ 什麼是槍保險
配額銷售,保險公司對某產品設置保額或保費上限,就需要搶購,搶完就停售,比如即將到來的平安雙12財富盛宴就是搶雙尊
⑨ 現在群里流行的搞笑圖片,有個外國人,給手槍上保險那是什麼電影
憨豆007,謝謝!KEKEKEKEKE
⑩ M4及M16等步槍保險(也叫快慢機)上的英文分別有三個,是哪三個分別代表什麼
M4、M16是這樣表示的
SAFE:保險、SEMI:點射\半自動、AUTO:連發\全自動 單發的只有兩檔,沒有AUTO
像HK公司生產的G3系列大多是圖畫表示:一發子彈代表單發,一串子彈代表連發,子彈上打叉代表保險